First financial release-financial results for 2007


First Financial corporation (NASDAQ: THFF) today announces net incomes for three and twelve months terminated December 31, was 2007 of $6.4 and $25,6 million, is and/or This to 3,2% and the 8,9% improvement more over die $6,2 and $23,5 million reported during same periods of Return 2006. on values, of return on cheapness and of incomes per average portion for 2007 1,16%, 9,20% and $1,94 compared with 1.10%, 8,57% and $1,77 for 2006th Die Korporation increased interest net incomes in 2007 by $1,1 million, or 1,5% in one period interest rate change this put pressure on side edges. During 2007 managed die Korporation, around interest net side edge steadily to hold with 3.92% compared to 3,93% for 2006.

Die resetting for losses in the loan business was reduced 5,8% of 2006, while die Korporation continued concentrating on soil quality of the applicants for the credit. income Non interest by 9.3% or $2,7 million more over 2006 was improved, while the increase non interest in expenses held to $70 thousand or 0,1% war.

Total values of the Korporation grew 2,6% to $2,23 billion at December 31, 2007, which was compared up to $2,18 billion at Decembers 31, 2006. Deposits increased $27,0 million, while loans increased $50,3 million. Kw_rose cheapness of the shareholder $9,4 million and die Korporation increased dividends for the 19th following year to $0,87 per die average spent share.

Kw_book the 2007 value per portion stock the Korporation increased $0,97 or 4,8% to $21,41 of $20.44 for 2006.

“in 2007 ‘ the Banker, ‘ a London-created financial publication, mentioned first financial Bank one top of the 200 banks in United States and one top of the 1,000 banks in world,” said first Financial corporation of chairmen Donald E. Smith. “you selection were based on capital levels, return on values, material of profits growth and referred factors Our firm financial achievement for the year show clearly, why first financial became given this prestigeful acknowledgment.”

First Financial corporation is die getting thing, die for first financial Bank well in Indiana and Illinois, the Morris plan Company is from Terre struck and Forrest Sherer Inc. in Indiana company is.

First Financial corporation for the quarter and die twelve months, die Decembers 31 terminates, 2007 (Dollar quantities in the thousands excluded per portion data) 12/31/07 12/31/06 change % change ———- ———- ———- ———- year to Date information: Net income $ 25,580 $ 23,539 $ 2,041 8,67% incomes per Average Anteil$ 1,94 $ 1,77 $ 0,17 Return 9,60% on values 1,16% 1,10% 0,06% Return 5,45% on cheapness 9,20% 8,57% 0,63% 7,35% Interest net side edge 3,92% 3,93% -0,01% -0,25% Interest net income $ 74,773 $ 73,703 $ 1,070 1,45% Non Interest Einkommen$ 31,497 $ 28,826 2,671 9,27% Non Interest $ of the expenses $ 64,726 $ 64,656 $ 70 0,11% resetting for credit losses $ 6,580 $ 6,983 (efficiency $403) -5,77% net load Offs $ 7,398 $ 6,856 $ 542 7,91% relationship 58,47% 60,07% -1,60% -2,66% quarter to Date information: Net income $ 6,382 $ 6,150 $ 232 3,77% incomes per Average Anteil$ 0,49 $ 0,46 $ 0,03 Return 6,52% on values 1,14% 1,14% 0,00% 0,00% Return on cheapness 8,96% 8,77% 0,19% 2,17% Interest net side edge 4,01% 3,96% 0,05% 1,26% Interest Einkommen$ 19,002 $ 18,552 450 2,43% Non Interest Netto$ of the income $ 7,986 $ 7,134 $ 852 11,94% Non Interest Unkosten$ 16,432 $ 16,559 ($127) -0,77% resetting for credit losses $ 2,075 $ 1,640 $ 435 efficiency 26,52% net load Offs $ 2,231 $ 1,293 $ 938 72,54% relationship 58,35% Balance 61,25% -2.90% -4,74% sheet: value $ 2.232.277 $ 2.175.998 $ 56,279 2,59% deposits $ 1.529.721 $ 1.502.682 $ 27,039 1,80% cheapness $ 280,619 $ 271,260 $ 9,359 loan $ 1.443.067 $ 1.392.755 $ 50,312 3,61% shareholders 3,45% Book value per portion of $ 21,41 $ 20,44 $ 0,97 4,75% Average values $ 2.199.592 $ 2.147.318 $ 52,274 2.43%

For more information contact: Michael A. Carty (812) 238-6264 first Financial corporation a first financial Piazza Terre struck, Indiana 47807 (812) 238-6000

.


Bookmark this post:

Digg First%20financial%20release-financial%20results%20for%202007 at Digg.com Bookmark First%20financial%20release-financial%20results%20for%202007 Bookmark  First%20financial%20release-financial%20results%20for%202007 at Spurl.net Bookmark First%20financial%20release-financial%20results%20for%202007 at Simpy.com Bookmark First%20financial%20release-financial%20results%20for%202007 at NewsVine Blink this at blinklist.com Bookmark First%20financial%20release-financial%20results%20for%202007 at Furl.net Bookmark First%20financial%20release-financial%20results%20for%202007 at reddit.com Fark First%20financial%20release-financial%20results%20for%202007 at Fark.com Bookmark First%20financial%20release-financial%20results%20for%202007 at YahooMyWeb Bookmark First%20financial%20release-financial%20results%20for%202007 at BlinkBits Bookmark First%20financial%20release-financial%20results%20for%202007 at BlogMarks Bookmark First%20financial%20release-financial%20results%20for%202007 at Co.mments Bookmark First%20financial%20release-financial%20results%20for%202007 at Connotea Bookmark First%20financial%20release-financial%20results%20for%202007 at De.lirio.us Bookmark First%20financial%20release-financial%20results%20for%202007 at FeedMeLinks Bookmark First%20financial%20release-financial%20results%20for%202007 at LinkaGoGo Bookmark First%20financial%20release-financial%20results%20for%202007 at Magnolia Bookmark First%20financial%20release-financial%20results%20for%202007 at Netvouz Bookmark First%20financial%20release-financial%20results%20for%202007 at Rawsugar Bookmark First%20financial%20release-financial%20results%20for%202007 at Scuttle Bookmark First%20financial%20release-financial%20results%20for%202007 at Shadows Bookmark First%20financial%20release-financial%20results%20for%202007 at Smarking Bookmark First%20financial%20release-financial%20results%20for%202007 at Tailrank Bookmark First%20financial%20release-financial%20results%20for%202007 at Wists